Terms of use

Back to homepage

Terms of use

You are here: Home > Terms of use

All services and information available via capitalcroissancepme.com are covered by the terms and conditions described below. By using this site, you agree to abide by these terms and conditions.

Capital croissance PME reserves the right to change the terms and conditions at any time without advance notice. In such cases, Capital Croissance PME may post change notices directly on the site or may insert links to such change notices.

1. Description of services

Capital croissance PME (the “Society”) currently provides users with communication tools (the “Service”).

Unless otherwise specified, any new feature that enhances or augments one or more existing services, or any new service launched by the Society, will be subject to the Terms of Use in effect for this site.

You alone are responsible for paying the costs associated with use of the Service, such as Internet connection charges or fees charged for connecting to networks that provide access to Internet content. As well, you are responsible for acquiring any equipment needed for such connections.

2. User identification

You are not required to identify yourself when using the Service. At the same time, the more accurate, complete and current your personal information, the easier it will be to tailor the Service to your requirements.

3. Protection of personal information

The Society is keenly aware of the need to protect your security and privacy, particularly in regard to any personal information you provide to the Society while using the Service.

We understand personal information to mean any information about you that you provide us voluntarily

Personal information collected by capitalcroissancepme.com is confidential; only employees authorized to address the requests for which such information is provided have access to personal information. At no time will this information be made public, sold or communicated to third parties without your consent, unless to provide the service to which you have subscribed or to enforce a court order.

4. Protection of children

The Society is concerned about protecting children who use this site. We invite parents to monitor their children’s Internet usage and to bear in mind that the services provided via the Society’s site are designed to appeal to a broad audience. Therefore, as the legal guardians of their children, parents are responsible for determining which services may or may not be appropriate for their children and monitoring their use in this regard.

5. Security

The Society adheres to very rigorous security standards. Access to capitalcroissancepme.com is, furthermore, controlled by a firewall. A firewall is a security mechanism that filters attempts to access a Web site in order to head off any unauthorized intrusions. Despite these precautions, you must implement the personal security measures recommended on this site in order to maintain optimal protection when you surf the capitalregional.com site or any other Web site.

Personal security measures

Security icon
Be sure you always surf in a secure environment when transmitting confidential data. When you don’t see a security icon (closed padlock) displayed on your PC or wireless device (if the latter offers this functionality), or when you notice an open padlock, this means the security of any Internet transaction or data transmission cannot be guaranteed and could be intercepted by a third party.

E-mail

  • The messages you send via e-mail or to the Contact Us section of the Web site are not, generally speaking, secured during transmission. It is therefore important not to include any personal or confidential information in such messages.
  • The e-mails you receive can be opened and read by others if you fail to take the necessary precautions. To avoid this, obtain a customized e-mail address linked to a message inbox that can only be accessed with a password or by you alone.

If you are part of a group sharing the same e-mail address (e.g., members of the same family), contact your e-mail services provider to inquire about setting up individual inboxes with separate passwords. A number of service providers offer this option.

Restrictions on use of content

Terms of use

You are here: Home > Terms of use

All services and information available via capitalcroissancepme.com are covered by the terms and conditions described below. By using this site, you agree to abide by these terms and conditions.

Capital croissance PME reserves the right to change the terms and conditions at any time without advance notice. In such cases, Capital Croissance PME may post change notices directly on the site or may insert links to such change notices.
1. Description of services

Capital croissance PME (the “Society”) currently provides users with communication tools (the “Service”).

Unless otherwise specified, any new feature that enhances or augments one or more existing services, or any new service launched by the Society, will be subject to the Terms of Use in effect for this site.

You alone are responsible for paying the costs associated with use of the Service, such as Internet connection charges or fees charged for connecting to networks that provide access to Internet content. As well, you are responsible for acquiring any equipment needed for such connections.
2. User identification

You are not required to identify yourself when using the Service. At the same time, the more accurate, complete and current your personal information, the easier it will be to tailor the Service to your requirements.
3. Protection of personal information

The Society is keenly aware of the need to protect your security and privacy, particularly in regard to any personal information you provide to the Society while using the Service.

We understand personal information to mean any information about you that you provide us voluntarily

Personal information collected by capitalcroissancepme.com is confidential; only employees authorized to address the requests for which such information is provided have access to personal information. At no time will this information be made public, sold or communicated to third parties without your consent, unless to provide the service to which you have subscribed or to enforce a court order.
4. Protection of children

The Society is concerned about protecting children who use this site. We invite parents to monitor their children’s Internet usage and to bear in mind that the services provided via the Society’s site are designed to appeal to a broad audience. Therefore, as the legal guardians of their children, parents are responsible for determining which services may or may not be appropriate for their children and monitoring their use in this regard.
5. Security

The Society adheres to very rigorous security standards. Access to capitalcroissancepme.com is, furthermore, controlled by a firewall. A firewall is a security mechanism that filters attempts to access a Web site in order to head off any unauthorized intrusions. Despite these precautions, you must implement the personal security measures recommended on this site in order to maintain optimal protection when you surf the capitalregional.com site or any other Web site.
Personal security measures

Security icon
Be sure you always surf in a secure environment when transmitting confidential data. When you don’t see a security icon (closed padlock) displayed on your PC or wireless device (if the latter offers this functionality), or when you notice an open padlock, this means the security of any Internet transaction or data transmission cannot be guaranteed and could be intercepted by a third party.

E-mail

The messages you send via e-mail or to the Contact Us section of the Web site are not, generally speaking, secured during transmission. It is therefore important not to include any personal or confidential information in such messages.
The e-mails you receive can be opened and read by others if you fail to take the necessary precautions. To avoid this, obtain a customized e-mail address linked to a message inbox that can only be accessed with a password or by you alone.

If you are part of a group sharing the same e-mail address (e.g., members of the same family), contact your e-mail services provider to inquire about setting up individual inboxes with separate passwords. A number of service providers offer this option.
6. Restrictions on use of content

It is prohibited to reproduce by any means whatsoever the information, data, text, software, music, sounds, photos, images, videos, communications and other materials (collectively “Content”) included with the Service.

Except as expressly provided herein, no license to use or reproduce the Content is given to you, and all intellectual property rights therein are expressly reserved by the Society.

More specifically, it is prohibited to:

  1. forge headers or otherwise manipulate Content transmitted through the Service;
  2. upload, post, e-mail, transmit or otherwise make available any Content that contains computer viruses or other computer code, files or programs designed to interrupt, destroy or limit the functionality of any software, computer, application or telecommunications equipment (this list may include other elements without limitation);
  3. interfere with, disrupt, or make abusive use of the Service, or servers or networks connected to the Service, or refuse to comply with any requirements, procedures, general regulations or regulatory provisions applicable to networks connected to the Service;
  4. infringe, whether intentionally or not, any existing national or international laws or regulations, or without limitation, any regulations adopted by the Québec securities commission (CVMQ), the Montreal and Toronto stock exchanges, FTSE, NIKKEI, Dow Jones and Nasdaq, or any other rules or regulations with force of law;
  5. collect and store personal information relating to other users;
  6. sell, resell or operate on any commercial basis whatsoever any portion of the Service or any use of the Service or access privileges associated with the Service;
  7. without restricting the general scope of the above, you may not print or copy the HTML code or any other computer program that may be viewed on the capitalcroissancepme.com site.

7. Links to outside Web sites

For your convenience, capitalcroissancepme.com proposes links to Web sites or to parts of third-party Web sites. Capital croissance PME has no control over the content and operation of these Web sites nor over their confidentiality practices. Consequently, any personal information you send through these Web sites is subject to their privacy protection policies. It is therefore your responsibility to familiarize yourself with such policies to ensure that your information is protected.

8. Statement on financial information and advice

The Service is provided to you for information purposes only. Therefore, content disseminated in connection with the Service is not intended to be used in conducting transactions or making investment decisions. The Society will not assume any responsibility for the Content or the accuracy of all or part of the information transmitted in connection with the Service. Likewise, the Society will not be responsible for investment orders or decisions based on such information.

9. The Society and intellectual property

The Service may contain confidential information protected by existing intellectual property laws or other legislation.

Content included in advertising and information made available to you as part of the Service are protected by the laws applicable to copyright, trademarks and patents and by any other rights set forth in existing legislation.

Unless expressly authorized by the Society, it is therefore prohibited to copy, alter, rent, borrow, sell, distribute or create derivative works based in whole or in part on the Service.

10. Limitation of liability

To the fullest extent possible pursuant to applicable law, the Society will in no way be liable for any direct or indirect damage, including without limitation the loss of profits, customers or data, or other loss of intangible assets, even if the Society has been advised about the possibility of such damage, that may arise:

  • from the use or inability to use the Service;
  • from the conduct of a third party in the course of using the Service.

11. Trademarks

Registered trademarks, and all other logos, existing or future Caisse de dépôt et placement du Québec product/service names, are registered trademarks belonging to La Caisse de dépôt et placement du Québec (collectively “Caisse Trademarks”). It is prohibited to use or otherwise disseminate Caisse Trademarks in any way without the express authorization of La Caisse de dépôt et placement du Québec.

Registered trademarks, and all other logos, existing or future Desjardins product/service names, are registered trademarks belonging to Desjardins (collectively “Desjardins Trademarks”). It is prohibited to use or otherwise disseminate Desjardins Trademarks in any way without the express authorization of Desjardins.

12. Applicable laws

These conditions of use (the “Conditions”) and the Content are governed by the laws of the province of Québec, Canada. You recognize the exclusive jurisdiction and competency of the courts of Québec, Canada, in the event of any dispute related to the capitalcroissancepme.com site or to the Conditions.

13. Specific rules

In the event of any discrepancy between one of the rules set out in these Conditions and a specific rule set out on a page of the capitalcroissancepme.com site in relation to a specific part of the content, the specific rule takes priority.

14. Miscellaneous

The Service Terms of Use represent the entire agreement between the Society and you with regard to use of the Service and they supersede any prior agreement between you and the Society concerning use of the Service. You may also be subject to additional Terms of Use specific to certain services, third party content and third party software that will be disclosed to you once you access such services, content or software. The failure by the Society to exercise any rights conferred upon it by virtue of the Terms of Use in no way constitutes a waiver of such rights. Should any provision of these Terms of Use be judged to be invalid by the decision of a court, all other provisions will remain in effect and continue to apply. The section titles in the Terms of Use are provided for information purposes only and have no legal effect.